Viralnews77 - Age is not a benchmark to start investing. Those of you who are still students can also start without having to spend a large amount of capital at the beginning. For those of you who are still in doubt, here we will explain how to invest for students as a guide.
Basically it is not difficult enough to start investing. The reason is, currently there are investment applications for students. This means that you can manage your investments online anytime and anywhere. Here are the ways.
1. Set Goals First
How to invest for beginners that you must know first is to set goals first. Goals will help make it easier for you to make some decisions during the investment process.
Examples of investment goals for business capital in the future, wanting to have a motorbike, wanting to finance their own college and others. By knowing the goal, you can also consider the ideal investment period.
2. Studying Various Investment Instruments
Currently, there are many types or investment instruments for high school students and even college students. Starting from investments with low, medium, to high risk levels.
Learn about different types of investments, from how they work and their levels of risk. You need to know, the level of investment risk varies but the principle remains the same, namely high risk high return or low risk low return.
The higher the risk of an investment, usually the opportunity to get a big profit is also higher. On the other hand, the lower the risk level, the lower the profit opportunity.
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3. Look for Capital Investments of Hundreds of Thousands of Rupiah
There are many types of investment instruments that provide many choices for those of you who want to invest. The way of working until the capital required is also quite different.
The way to invest for students is to choose the right instrument. Please find out which instruments you can start with only hundreds of thousands of capital. One example is peer to peer (P2P) lending with a crowdfunding system in the Amartha application.
Starting from 100 thousand you can get a profit opportunity of up to 15% flat per year while empowering women ultra micro entrepreneurs in the village. Come on, download the Amartha application!
4. Set aside pocket money for capital
Generally, students do not have their own income. On average, students still depend on their parents. Even so, there are also those who already have income from their side business, although it is quite rare.
Well, how to invest for students to get capital can be by setting aside pocket money. You can collect them little by little. Once collected, then you just choose the instrument.
5. Choose a Credible Investment Platform
Next, please research the investment platform that you will choose. In addition to affordable capital, make sure that the platform you choose is secure.
Choose a platform that has been registered with the OJK (Financial Services Authority) such as Amartha, for example. In addition to its credibility, also know what features are available in the application. Make sure these features make it easier for you to run or check the progress of your investment.
Types of Investments that are Suitable for Students
Students do not have flexible time. Even your time may take up a lot to learn. That is one reason why not all types of investments are suitable for students.
The ideal investment instrument for students is one that does not require a lot of time. For example, easy investments such as P2P lending, deposits, investing in gold or precious metals, to the type of mutual fund investment.
The investments that we mentioned above can be said to be flexible and suitable for students. In addition, you can start with low capital.
Those are some ways to invest for students that offer flexible time without spending big capital.