Viralnews77- With the current increase in the income of the Indonesian population and the increasing variety of financial products offered, the population's interest in investing is increasing. Residents are increasingly aware that to prepare for future financial needs, not only saving, but also doing investment activities.
In simple terms, investment can be defined as an effort to spend a certain amount of money or funds on something that is intended to make a profit in the future. This can be in the form of: property, securities (deposits, stocks, bonds), precious metals, jewelry, or other forms.
In carrying out investments, there are two primary things that must be understood by the people, namely the level of return offered (Return) and the level of risk (Risk).
Specifically related to risk, each investor has a tolerance for different investment risks. More than one feel comfortable taking risks (Risk-Takers), more than one is not brave enough or hesitant (Risk-Moderate), and there are also those who really don't dare to take risks (Risk-Averse).
No single investment instrument is suitable for everyone. Each person (Investor) must recognize their respective risk profile before making an investment so that later they will be able to choose the investment instrument that is most adapted to their needs.
The problem is that residents or investors often only pay attention to the level of return offered (Return) but forget or do not pay enough attention to the level of risk that may be faced if they choose the investment in question.
This phenomenon is one of the causes of the increasing number of fraud problems and victims of allegedly illegal investment offers to the people. Residents are tempted by the promise of investment returns, but do not sufficiently observe and understand the level of risk.